Contributing Money into My Account
How to Roll Over Funds Into Your 401(k) Plan with NestEggs
If you have retirement savings from a previous job—like a 401(k), 403(b), or an IRA—you may be able to consolidate those funds into your current emplo...
How Much Should I Contribute to My 401(k)?
There is no single correct answer. The right contribution rate depends on your income, expenses, debt, other savings, and how far you are from retirem...
How Contributions and Loan Repayments Move from Your Paycheck to Your 401(k) Account
This article explains what happens between the moment a deduction appears on your pay stub and the moment it shows up in your 401(k) account. Your pla...
What Is Vesting and Why Does It Matter?
Vesting refers to your ownership of the money your employer contributes to your 401(k). While your own contributions are always 100% yours, employer ...
How Do Employer Contributions Work?
Many employers add to your 401(k) through matching or profit-sharing contributions. Here's how it works. Matching : Your employer matches a portio...
Pre-Tax vs. Roth 401(k): Which One Should I Choose?
Your 401(k) might offer both pre-tax and Roth deferral options. Each has different tax advantages. Deducted from your pay before taxes Reduces yo...
How Much Can I Contribute to My 401(k)?
Saving for retirement through your 401(k) is a smart financial move. But how much can you actually contribute? Each year, the IRS sets limits on how m...
How to Change My Contributions
Your contributions may be changed through your online account by selecting Manage and then selecting Deferral/Investment Election Select the TAKE ...